Text Loans – Get Instant Money by Sending an SMS

Has your car broken down and you have only a textphone in your pocket with no Internet connection? Are you in the mid of shopping and running out of money? Text loans allow you to borrow money even when you don’t have a smartphone or your phone Internet connection is down. These instant funds are basically unsecured small loans that can be availed by just sending a single SMS.

We, at Loan Palace understand your time value and try to offer the most convenient and instant modes of funding with no need of a laptop or a smartphone. You just need a simple text phone to get an instant funding help from us. We treat your SMS as the complete application.

Who can Benefit More?

  • Prospective borrowers who are blind or partially sighted
  • People who are still novice to the smartphone and Internet world
  • Old or new customers with no Internet access
  • People who are too busy to open a laptop or desktop
  • Customers who are facing some emergency i.e. have met with an accident or their car has broken down
  • Hurried customers who need a small amount in less than 10 minutes

Text Loans- Approval in Just 1 Minute

Perhaps you have gone to a restaurant and forgotten your credit cards and now you are in a mood of spending more on the lavish dinner. Don’t worry about the funds! Just send a small SMS or access our app to apply for text payday loans. We will not let you wait and give you the required approval within 30 seconds. The needed money will be in your bank account in maximum 5 minutes.  We are able to deliver instant funds just because we have a competent team of lending professionals that instantly reviews the requests and approve without carrying out the credit check step.

Guaranteed Low APR Deals on Text Loans

When you are buying groceries in a supermarket and run out of money, then you think least of comparing various deals. You just want to avail instant funds so that you can pay the bill. We quickly review your requirement that you have raised through the SMS and offer the best deal for you. Our low APR text loans don’t charge you high and are free of all extra charges. Yes, you heard it right! We don’t levy any extra fee or keep some charges hidden for the future.

Hassle-Free Text Loans for Bad Credit

Your bad credit history doesn’t put any hurdle for availing these funds. Whether you have a good score or poor score, we process your SMS requests in the same way. Actually, we give the approval without looking at your credit score. Poor credit score customers, bankrupt, and even CCJ’s can avail text loans for bad credit without pay any extra fee. These customers are treated equally and are eligible to get the cheapest deal on these loans.

Repay As You Like – Payday and Instalments are Allowed

Being one of the best text loans direct lenders in the UK, we believe in offering numerous repayment options that exactly match your personal budget and repayment ability. Both payday and instalment options are available. Whether you are an old customer or a first time applicant, we are ready to offer £500 and £5000.

If you are earning well and can repay the debt in the lump sum, then the payday text funds are better for you. If you are unemployed or financially weak, then an instalment repayment option is better. You can repay in 6 to 12-month instalments with no extra or hidden charges. The choice is yours! We don’t want to overburden you and hence always offer customised repayment solutions.

How to Apply?

Applying for the text loans with us is very easy and quick. In the midst of a crisis, convenience and swiftness are vital. Hence, we have created a secure and quick system that requires you to send a text SMS to our customer care. You will receive a confidential PIN or password and you need to SMS that PIN. We will instantly transfer the required amount soon after receiving your confirmation text. Please note, you may be charged for the SMS. This you need to confirm with your network provided.

If you don’t have balance in your text phone, but the Internet is accessible, then open our mobile lending website and quickly apply for these funds. You can also open our Android or iTunes app and simply fill the required amount and your basic details. Just tap on the submit button.